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Helena, city and capital of Montana, U.S., seat (1867) of Lewis and Clark county. The city is situated near the Missouri River, at the eastern foot of the Continental Divide (elevation 3,955 feet), in Prickly Pear Valley, a fertile region surrounded by rolling hills and lofty mountains. Mount Helena (5,462 feet) and Mount Ascension (5,360 feet) form scenic backdrops. According to the Federal Writers’ Project guide to Montana (1939), the region in which Helena grew was never the ‘regular abode’ of any Native Americans, although artifacts reveal that they were present periodically, perhaps in hunting parties. The area was traversed by the expedition of Meriwether Lewis and William Clark in 1805. Credit myths are dangerous because they can leave you feeling powerless and not in control of your financial life. That’s why it is very important for each of us to demystify myth and to know only the facts. Facts empower you and can instill the confidence you need to handle your credit problems and the solutions to them. Better Qualified is a proven leader in personal credit restoration and their motto is “Just The Facts To Better Credit”. Consumer credit allows consumers to take possession of the items with a promise to repay over a specific period of time. Secured credit cards are an option to allow a person with a poor credit history or no credit history to have a credit card which might not otherwise be available. Secured credit cards require that you put a down payment as collateral, so that you can build your credit risk free. Better Qualified helps people get secured credit cards and manage credit scores. The Total Domestic Gross Output of Finance and Insurance industry in 2014 was $2.18 trillion. This was a 4.88% increase over 2013 with $2.08 trillion in output. From 2008 to 2014 the industry had growth of 10.2% with $1.97 trillion in output in 2008. The sector experienced a 6.34% decline in the recession of 2009 and only returned to 2008 numbers in mid-2013. This sector took a huge hit in all areas during the recession of 2009. By most measures, except employment, the sector returned to health in 2013.
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